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Data & Methodology

Odin Eye's numbers come from primary, publicly-published sources. This page lists every metric shown in the app, its source, how often it refreshes, and how it's calculated. Anything AI-generated is labeled as such in the UI.

Sources & refresh cadence

30-yr fixed mortgage rate
Daily (business days, ~1-day lag)
Lock-based conforming 30-yr note rate derived from ~35% of U.S. mortgage originations processed through Optimal Blue's PPE. Delta = latest business day vs. prior business day.
10-yr Treasury
Hourly
Daily constant-maturity yield. Delta = latest minus previous observation.
CPI (inflation)
Hourly (BLS releases monthly)
Source: FRED / BLS · series CPIAUCSL
Year-over-year change computed from the 12-month prior observation.
Unemployment rate
Hourly (BLS releases monthly)
Source: FRED / BLS · series UNRATE
Latest monthly reading; delta vs. prior month.
Median sale price
Hourly (released quarterly)
Source: FRED / Census · series MSPUS
Median sales price of houses sold in the U.S.
Months of supply
Hourly (released monthly)
Source: FRED / Census · series MSACSR
Ratio of new houses for sale to houses sold.
Housing starts
Hourly (released monthly)
Source: FRED / Census · series HOUST
Privately-owned housing starts (SAAR, thousands).
State-level data
Daily
Median listing price, active listings, and days-on-market by U.S. state.
News feed
Hourly
National + state-local headlines de-duplicated by URL. Priority feed scores by tag, recency, locality, and keyword signals. Sources include Inman, Realtor.com, HousingWire, Zillow, CNBC, the Federal Reserve, and select state Realtor associations.
Daily brief & summaries
Once daily (brief); on-demand (article summary)
AI-generated from the day's cached snapshots and headlines. Marked as AI content; verify before acting.

Calculations

  • Delta / direction: latest observation minus the immediately prior observation stored in our cache. "Up/down/flat" uses a small deadband to avoid noise near zero.
  • Year-over-year (YoY): percentage change vs. the observation ~12 months earlier from the same series.
  • Mortgage calculator: standard amortized payment formula P·r·(1+r)ⁿ / ((1+r)ⁿ − 1). Taxes and insurance are estimates, not quotes.
  • Priority news score: weighted mix of tag importance, recency decay (~48h), locality match to your state, and market-moving keyword hits.
  • Market alerts: the check job runs every 15 minutes, compares your threshold to the latest cached raw value, and fires at most once every 6 hours per rule.

What we don't do

  • We don't provide personalized financial, mortgage, or investment advice.
  • We don't guarantee accuracy — always confirm figures at the linked primary source before acting.
  • We don't sell your data. See Privacy for details.

Attribution & required notices

  • FRED®: This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. Series shown above are © their respective providers (BLS, Census, Freddie Mac, Realtor.com) and redistributed via FRED under their terms.
  • Freddie Mac PMMS: 30-year fixed rate data © Freddie Mac, used with attribution per Freddie Mac's terms of use.
  • Realtor.com Economic Research: Median listing price and state-level listing metrics © Move, Inc., surfaced via FRED with attribution.
  • Redfin Data Center: Local market metrics © Redfin, distributed under Creative Commons Attribution 4.0 (CC BY 4.0). Data has been aggregated and reformatted for display.
  • News feeds: Headlines, publishers, and links are shown as provided by each publisher's public RSS feed. All article links open the original publisher's page. Odin Eye does not host or modify article bodies.
  • No affiliation: Odin Eye and NJL Ventures LLC are not affiliated with, endorsed by, or sponsored by any of the above organizations.

Questions or corrections? Email odineye@odineyeapp.com.