Disclosures

Not Financial or Real Estate Advice

Odin Eye is an informational and educational tool operated by NJL Ventures LLC. It is not a registered investment adviser, broker-dealer, mortgage lender, mortgage broker, or real estate brokerage. Nothing in the Service is financial, investment, tax, legal, mortgage, or real estate advice, and nothing should be relied on to make a financial or real estate decision. Consult a licensed professional.

Mortgage Calculator

The mortgage calculator produces illustrative estimates only. Results are not a loan offer, quote, pre-approval, rate lock, or commitment to lend. Your actual monthly payment, interest rate, closing costs, property taxes, insurance, mortgage insurance, HOA dues, and escrow requirements will depend on your lender, credit profile, property, and location. Rates and terms change constantly.

Market Data & Required Attributions

Market data displayed in the Service is aggregated from third-party public sources, including:

• Federal Reserve Economic Data (FRED®) — Federal Reserve Bank of St. Louis;
• Optimal Blue Mortgage Market Indices (30-yr fixed rate), via FRED;
• U.S. Bureau of Labor Statistics (BLS), via FRED;
• U.S. Census Bureau (housing supply, starts), via FRED;
• Federal Housing Finance Agency (FHFA);
• Realtor.com Economic Research (median listing price, state listings), via FRED;
• Redfin Data Center (local market metrics), under Creative Commons Attribution 4.0 (CC BY 4.0);
• Public RSS news feeds from publishers including Inman, Realtor.com, HousingWire, Zillow, CNBC, NAR, NAHB, and state Realtor associations.

FRED® required notice: This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Optimal Blue: 30-year fixed mortgage rate data © Optimal Blue, LLC, redistributed via FRED under FRED's API terms. Realtor.com: listing data © Move, Inc. Redfin: local market data © Redfin, distributed under CC BY 4.0 and reformatted for display. News: headlines and links are surfaced from publishers' public RSS feeds; article bodies remain on the original publisher's site.

Data is provided "as is" with no warranty of accuracy, completeness, or timeliness. Odin Eye and NJL Ventures LLC are not affiliated with, endorsed by, or sponsored by any of these organizations. See our Methodology page for a per-metric source list.

AI-Generated Content

Daily briefs, news summaries, and other narrative content in the Service are generated by large language models. AI output can be incomplete, outdated, or factually wrong ("hallucinated"). Verify anything material before acting on it.

Forward-Looking Statements

Any commentary about future rates, prices, inventory, or economic conditions is speculative and not a prediction. Past performance does not indicate future results.

No Fiduciary Relationship

Use of the Service does not create an adviser-client, broker-client, agent-client, or fiduciary relationship between you and NJL Ventures LLC.

Third-Party Links

The Service may link to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those sites.

Contact

Questions about these disclosures: odineye@odineyeapp.com.

See also: Terms of Service · Privacy Policy